PIFSS contribution rates — Kuwait
The current PIFSS contribution split in Kuwait, published from the same statutory table the AhlanHamad payroll engine deducts with — so what you read here is what payroll actually applies.
PIFSS contribution rates
| Who pays | Rate (% of covered wage) |
|---|---|
| Employer | 11.5% |
| Employee | 10.5% |
| Total | 22% |
Rates are the current statutory headline rates for covered employees. Scheme branches, phase-ins for new joiners, and sector variations can adjust the effective rate — the payroll engine applies these automatically.
Who is covered
PIFSS contributions apply to Kuwaiti nationals employed in Kuwait. Expatriate employees are not enrolled in the state pension scheme — they receive the statutory end-of-service gratuity instead.
Wage base and caps
Several GCC schemes cap or floor the contributory wage, and some apply phase-ins by registration date. Those limits are law-specific — AhlanHamad payroll applies the current ones automatically; we don't publish a single figure here because it varies by case.
Statutory rules current as of August 2026. These are the statutory baselines, stated for general information — not legal advice. Entitlements can vary with tenure, sector, and contract; verify your specific case.
Frequently asked questions
What is the employer PIFSS contribution rate in Kuwait?
The employer contributes 11.5% of the covered wage to PIFSS.
What is the employee PIFSS contribution rate in Kuwait?
The employee contributes 10.5% of the covered wage to PIFSS.
What is the total social-insurance rate in Kuwait?
Employer and employee PIFSS contributions total 22% of the covered wage.
Do expatriates contribute to PIFSS?
PIFSS contributions apply to Kuwaiti nationals employed in Kuwait. Expatriate employees are not enrolled in the state pension scheme — they receive the statutory end-of-service gratuity instead.
Is there a cap on the PIFSS contributory wage?
Several GCC schemes cap or floor the contributory wage, and some apply phase-ins by registration date. Those limits are law-specific — AhlanHamad payroll applies the current ones automatically; we don't publish a single figure here because it varies by case.
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Read the Kuwait labour-law quick guide · All AhlanHamad tools for Kuwait